There are tons of commercials on television offering free credit reports. You will find, though, that they require some type of commitment in order to get that free report. No more of that! Here is a link to a free credit report that truly is free. Sure, there are options to add-on things, but it's not required. I have used this service and these reports are very detailed.

There are three different services to choose from on the link below. Some of them only allow you one free report per year, which should be sufficient.

If you have not reviewed your credit report, I urge you to do so as soon as possible. Verify all of the outstanding balances are correct, make sure there are no old open accounts on your record, etc. With a couple of clicks and entering a few details, you could have your credit report in just a few minutes!